Paywatch Expands Operations with New Office in Bali to Support Tourism Sustainability 

Bali, Indonesia – May 15 2025 – Paywatch, a leading provider of Earned Wage Access (EWA) solutions, is proud to announce the opening of its second office in Bali, marking the company’s first multi-office expansion within a single country. This move highlights Paywatch’s commitment to supporting Indonesia’s tourism-driven economy and aligns with national goals for financial inclusion and sustainable growth. 

Indonesia continues to be a fast-growing market for Paywatch, with registered users increasing nearly fivefold in under a year. The company also reached breakeven in Indonesia by late 2024, underscoring both market demand and product impact. 

Aldy Harjoto, Head of Business Development of Paywatch Indonesia, said: “This expansion reflects our deepening investment in Indonesia, particularly in Bali, where the hospitality industry is central to the local economy. Our EWA services reduce financial stress, help improve employee retention, and contribute to the long-term stability of the tourism sector in Bali." 

The hospitality industry in Indonesia is a significant contributor to the economy, with a projected market size of USD 2.06 billion in 2025, expected to reach USD 3.65 billion by 2030. The industry is driven by tourism, which brings substantial foreign exchange inflows and investment 

By providing on-demand access to earned wages, Paywatch helps employees manage everyday expenses and avoid high-cost borrowing. According to a recent UN ILO-supported study conducted by 60 Decibels, 57% of EWA users reported reduced financial stress, 51% said they gained greater control over their finances, and 49% relied less on payday loans or salary advances. 

About Paywatch 

Backed by major financial institutions, Paywatch is a leading Earned Wage Access service provider dedicated to holistic financial wellness. We partner with leading enterprises and top banks across Southeast Asia, enabling employees to achieve brighter financial futures through secure and flexible financial accessibility. Our mission is to empower people to live better lives.  Paywatch is the most well-funded, Shariah-compliant and ESG-focused EWA service provider in Southeast Asia, leading the market by transaction volume, number of client companies and territorial coverage, and operates in Malaysia, South Korea, the Philippines, and Indonesia.  It has received global recognition for its dedication to fair financial access, including being named on the Forbes Asia Top 100 to Watch list.